Essential Care by Expat Care
Your entry point into the Expat Care Program: basic emergency medical coverage, no deductible, no age limit, regardless of preexisting conditions.
Starting at $480 USD ($8,150 MXN) per year, per person — regardless of age or preexisting conditions. Need more coverage? Check out Signature Care, Global Shield and Elite Reserve.
The perfect alternative for those without insurance.
As medical inflation and policy premiums continue to rise, the capacity of expats to cope with unforeseen medical expenses has become more and more challenging.
Some expats are finding it difficult to keep insurance for the following reasons:
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They’re over 65 years old and the cost is too high.
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They’ve raised their deductibles to amounts that could impact their pocket should they need to cover it.
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They’ve exceeded the age limit to apply for insurance.
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They have preexisting conditions that would disqualify them from getting insurance.
In response to these challenges and a growing need for quality health services, ExpatCare Insurance — in partnership with Expat Care — is launching a membership program designed as a perfect complement to the scenarios above, covering a complete range of services focused on allowing expats to access quality healthcare without draining their funds.
Expats / healthcare
What’s included in your Essential Care.
Essential Care is the entry-level plan of the Expat Care Program: it covers the basics for a medical emergency without leaving you unprotected. For extended coverage (dental, consultations, ambulance, hospital discounts), check out Signature Care, Global Shield or Elite Reserve.
Included
- Medical expenses (up to $2,000 USD)
- Annual basic checkup
- Free network in case of emergencies
- No deductible or copay
- Preexisting conditions covered
- No age limit, renewal guaranteed for life
Not included in this plan
- Dental cleaning
- GP consultation
- Free ambulance
- Discount on your hospital bill
Get your Essential Care card.
- Medical expenses (up to $2,000 USD)
- Annual basic checkup
- Free network in case of emergencies
- Dental cleaning
- GP consultation
- Free ambulance
- Discount on your hospital bill
Looking for dental coverage, medical consultations, free ambulance or hospital discounts? Signature Care, Global Shield and Elite Reserve add those benefits on top of Essential Care.
Free network in case of emergencies.
General benefits are available in each city where the following hospitals are affiliated: Puerto Vallarta, Mazatlán and Ajijic / Chapala.
Vallarta Medical Center
Hospital CEMEQ
Ribera Medical Center
Frequently asked questions.
How much does Essential Care exactly cover?
Essential Care covers emergency medical expenses up to $2,000 USD per year, plus one annual basic checkup and access to the free emergency network. It has no deductible or copay, and does not depend on your age or preexisting conditions.
Does the cost of the membership vary depending on age?
No. The price of the membership is the same for all ages.
Is there a deductible?
No. The Expat Care memberships have no deductible or copay on the covered benefits.
If I have preexisting conditions, can I still get this membership?
Yes. Preexisting conditions are covered and do not disqualify you from applying.
Do I need any lab work done to apply?
No lab work is required to apply for the membership.
Can I purchase this membership if I already have a health insurance policy?
Yes. The membership is designed to work as the perfect complement to an existing health insurance policy.
Your membership is the perfect complement to your policy.
And it can also be an alternative for those without insurance. Here’s how it fits with what you already have.
- 1If you have a high or very high deductible, most benefits of this membership can go towards the annual deductible of your policy (provided such benefits are also offered by your policy).
- 2Some policies only cover certain specific conditions, so our membership is the perfect fit for the gap in between.
- 3Our membership gives you discounts on your deductible, regardless of the company you carry, as long as it works with the hospitals in the membership network.
- 4The emergency coverage limit of our membership can absorb the deductible of your policy, without you having to pay for it out of pocket.
- 5This membership can be an alternative for those without insurance who cannot afford a policy or qualify for one.
Ready to get your Essential Care?
The entry-level plan of the Expat Care Program — regardless of your age or preexisting conditions.
Get your Essential Care